Accent Home Mortgage

Your source for mortgage loan solutions with personal counseling and integrity.

Mortgage Frequently Asked Questions

 

 

What do I need for my mortgage application?

Property Information - copy of purchase agreement, legal description, MLS listing, etc. and if you are selling a home a copy of the listing contract or if you have sold your home a settlement statement (HUD-1).

Income & Assets - pay stubs for the last 30 days, statement for each bank and investment account, estimated value of personal property, explanation of any recent large deposits and tax returns for last three years personal and business.

Debts - names, addresses, account numbers, balances and monthly payment amounts for all current loans and credit cards along with explanations of any credit report anomalies.

VA Loans - copy of DD form 214

Miscellaneous - photo ID and proof of Social Security number, residence addresses for the past two years, if applicable a copy of divorce decree, copy of green card if not a U.S. citizen.

 

Is it safe to fax a loan application to your office after hours?

Yes, our office and fax machine are locked and secured.